Payment Processing for High-Risk Businesses
Constant bans, frozen funds, no warning. If your business has been shut down by a payment provider, you know the pain. Mozart Pay gives you gateway redundancy so it never happens again.
Why high-risk businesses struggle with payments
Account Terminations
Payment providers ban high-risk merchants without warning. One algorithm flag and your entire payment flow stops overnight.
Frozen Funds
Providers hold your money during reviews that drag on for weeks. Your cash flow dries up and your business stalls.
No Backup Plan
Most high-risk businesses rely on a single provider. When it fails, there's no failover and no quick migration path.
Gateway redundancy changes everything
Never rely on a single payment provider again.
Multiple Gateways
Connect several payment providers through one API. If one drops you, the rest keep working immediately.
Automatic Failover
Payments route to your next available gateway automatically. Your customers never see a failed checkout.
Your Own Accounts
Use your own gateway credentials. You keep your direct relationships, negotiated rates, and full fund control.
Open Banking
Accept payments directly from bank accounts. Lower fees, fewer chargebacks, and no card network restrictions.
Industries we serve
How it works
Sign up & connect gateways
Create an account and add your gateway credentials. Connect as many providers as you want.
Integrate once
Use our single API to create payments. Mozart Pay routes them to the right gateway automatically.
Stay online
If a gateway drops you, your payments keep flowing through the others. No code changes needed.
Stop worrying about your next ban
Free to start. No card required. Connect your gateways in minutes.