See how much you could save by routing payments through open banking
Card payments cost 1.4%–2.9% per transaction. Open banking providers like TrueLayer and Fena average just ~0.3%. Mozart Pay is the platform that routes your payments—you pay a flat monthly subscription, not per-transaction fees.
Your details
Your savings
How we calculate your savings
Transparent fee comparison based on published provider rates.
Stripe
1.4% + 20p
European cards, standard pricing
PayPal
2.9% + 30p
Standard UK business rate
Square
1.9% + 25p
Online payments rate
Open Banking
~0.3%
Via TrueLayer, Fena, or other providers you connect
Mozart Pay
£0–£199/mo
Flat subscription, no per-transaction fee
Open banking rates depend on your chosen provider (TrueLayer, Fena, etc.) and may vary. Card rates shown are published rates—your actual rates may differ based on volume and negotiated terms. Mozart Pay charges a monthly subscription only, not per-transaction fees. See pricing for full plan details.
Start saving today
Switch to open banking and keep more of every transaction. No credit card required.