Mozart Pay vs Stripe
Stripe is a fantastic payment processor. But when you need multiple gateways, failover, and open banking under one roof, you need an orchestration layer.
Single Gateway vs Orchestration
Stripe processes payments through its own network. Mozart Pay connects to Stripe and other gateways through a single API. If Stripe has an outage, your payments automatically route through another provider.
Open Banking
Stripe doesn't offer open banking payments in the UK. Mozart Pay connects to TrueLayer and Fena, letting your customers pay directly from their bank account at a fraction of the card processing cost.
No Vendor Lock-in
With Stripe, migrating away means rewriting your payment integration. With Mozart Pay, switching gateways is a configuration change. Your integration stays the same.
Your Credentials, Your Control
Mozart Pay uses your own gateway accounts. You keep your direct relationships with payment providers, your negotiated rates, and full control over your funds.
Unified Reporting
When you use multiple gateways, reporting becomes fragmented. Mozart Pay gives you a single dashboard to view all payments, regardless of which gateway processed them.
Common Migration Scenarios
Many businesses start with Stripe and add Mozart Pay when they want to add a second gateway, reduce processing costs with open banking, or eliminate single-provider risk.
Keep Stripe. Add orchestration.
Mozart Pay works with your existing Stripe account. Add more gateways when you're ready.